by SilverandSmart | Oct 16, 2025 | Adventure
More than 50 million people visit Chicago every year. The third largest city in the U.S. offers a friendly, welcoming Midwest vibe that attracts tourists from all over the world. Located on the western shore of Lake Michigan, Chicago offers something for everyone. How...
by SilverandSmart | Sep 29, 2025 | Family, Insurance, Wellness
Dementia affects more than six million Americans and that number is expected to grow significantly as our population ages. This is a dreaded diagnosis for individuals and their families. It takes an emotional, physical and financial toll on everyone involved. Experts...
by SilverandSmart | Sep 10, 2025 | Medicare Insurance
Are you sure you’re in the right Medicare plan for your needs? Every year, Medicare beneficiaries can make changes to their enrollment for the following year during the fall open enrollment period, also known as the annual election period (AEP). This is an important...
by SilverandSmart | Sep 9, 2025 | Medicare Insurance
Every September Medicare beneficiaries who are enrolled in a Medicare Advantage plan receive an Annual Notice of Change letter from their insurer spelling out any changes to their plan for the following year. But this fall, millions of Medicare beneficiaries will be...
by SilverandSmart | Sep 9, 2025 | Medicare Insurance
You already know that Medicare premiums are not set in stone. Part B and Part D premiums fluctuate every year based on healthcare costs and the rate of inflation. But did you know that some Medicare beneficiaries also pay higher than standard premiums based on the...
by SilverandSmart | Sep 8, 2025 | Medicare Insurance
Original Medicare Parts A and B, and Medigap plans, do not include any coverage for prescription drugs. This gap in coverage can be filled by enrolling in a stand-alone Medicare Part D drug plan, or enrolling in a Medicare Advantage Part C plan that has Part D...
by SilverandSmart | Sep 5, 2025 | Medicare Insurance
The popularity of Medicare Advantage plans continues to grow. In 2025, 54% of Medicare beneficiaries chose to enroll in a Medicare Advantage plan. Why are so many seniors choosing this coverage? Here are five advantages seniors say they like about these plans. 1....
by SilverandSmart | Sep 3, 2025 | Medicare Insurance
Medicare’s Annual Enrollment Period starts on October 15 and ends on December 7. If you’re 65 or older, this is a crucial time for you. The decisions you make will impact your health care coverage and expenses for the following year, so the stakes are high. Know Your...
by SilverandSmart | Sep 3, 2025 | Medicare Insurance
Every fall, CMS (Centers for Medicare & Medicaid) mails out its Medicare and You Handbook, which details the changes for the upcoming year. These changes may impact both Medicare Advantage beneficiaries and those with Original Medicare. Here’s what you need to...
by SilverandSmart | Aug 27, 2025 | Wellness
As you age, many everyday tasks that involve strength or mobility become more difficult. People tend to fall into one of two camps: those who try to hold onto their youth by exercising harder and those who resign themselves to the fate of aging. However, there is a...
