by SilverandSmart | Sep 29, 2025 | Family, Insurance, Wellness
Dementia affects more than six million Americans and that number is expected to grow significantly as our population ages. This is a dreaded diagnosis for individuals and their families. It takes an emotional, physical and financial toll on everyone involved. Experts...
by SilverandSmart | Jun 5, 2025 | Insurance
Most retirees will need long-term care at some point, most of the care needed is not covered by Medicare, and it cost thousands of dollars each month. It’s a problem, and long-term care insurance provides a solution. Although coverage can be expensive, there are...
by SilverandSmart | Jan 14, 2025 | Insurance
A cancer diagnosis is no longer necessarily a death sentence. The combination of screening tests to catch cancer earlier and modern treatments are making it more probable that patients survive cancer and go on to have healthy lives. One thing that hasn’t changed,...
by SilverandSmart | Nov 22, 2024 | Insurance
Although thinking about the end of your life is unpleasant, it’s important to make plans to ensure you leave the legacy you want for your family. In addition to writing a will, it’s worth investing in burial and final expense insurance. This will remove one more...
by SilverandSmart | Aug 7, 2024 | Insurance, Retirement Planning
As you near retirement, you’ll have many new financial decisions to make. A big one is deciding what to do about life insurance. You may be losing your policy from your employer, meaning you should determine whether to purchase a new policy yourself. Since there are...
by SilverandSmart | Oct 25, 2022 | Insurance
If you don’t have a plan to pay for long-term care, you need to create one before you and your family suffer the financial consequences. Long-term care refers to assistance with activities of daily living, like bathing and eating. Most seniors will need long-term care...