Indiana Medicare Agents

Ask your agent if they sell both Medicare Advantage and Medicare Supplement plans, as well as Part D prescription drug plans. Your agent might also sell ancillary insurance products such as dental, hearing and vision plans. An agent who represents a variety of products from both local and national insurance carriers will be able to offer you more options, increasing the likelihood of finding a plan well suited to your needs.

Medicare benefits, exceptions, and plan availability change every year and can vary from state to state. This can be overwhelming to navigate on your own. An experienced agent will understand the complexities involved. They will have worked with a wide variety of people and circumstances, making them well prepared to assist you in finding the right coverage.

Your agent should ask you to come to your first meeting prepared with certain information. This includes a list of your doctors, as well as your medications and their dosages. You will be asked about any chronic health conditions and treatments, how often you travel, and what you can afford to pay for your coverage. This will help the agent assess your needs and preferences in order to find the Medicare plan that best matches your individual situation.

There are several reasons why you benefit from working an agent who offers customer service throughout the year. They can assist with issues or questions that arise with your current coverage. If your circumstances change mid-year they can determine if you qualify for a special enrollment period and can help you change plans.