Featured Medicare Agents

ALABAMA

ALABAMA MEDICARE PLANS

Serving the sate of Alabama for over 30 years, working with Steve Adlman will not cost you anything extra, save you time, and will include exceptional customer service.

Phone: 205-290-8648
Website: https://alabamamedicareplans.com/

Alabama Medicare Plans

MEDICARE ADVISORS OF ALABAMA

Medicare Advisors of Alabama

Medicare Advisors of Alabama’s mission is to be the most trusted Medicare resource in Alabama by providing unbiased comparisons of the many health insurance options available while helping Medicare recipients and their families make educate healthcare decisions.

Phone: 205-704-9020
Website: https://medicareadvisorsofalabama.org/

ALABAMA HEALTH GUIDANCE

Whether you need basic education on Medicare, or assistance with the complexities of comparing local Medicare insurance plans, we are here to help you. We offer a wide range of local Medicare services to make it easier for you to make wise Medicare decisions.

Phone: 256-648-5710
Website: https://www.alabamahealthguidance.com/

Alabama Health Guidance

How to Find an Alabama Medicare Agent: Five Questions to Ask

Many Medicare beneficiaries find their coverage options to be confusing and difficult to understand. Whether you are new to Medicare or are already enrolled, there are benefits to working with a local, licensed Medicare agent.Here are five questions to ask to help you find an agent that is right for you:

1. How long have you been selling Medicare?

An experienced agent is your best resource for navigating Medicare. They will be familiar with Medicare’s many rules and regulations. They can educate you on the different plan options available to you and help you determine which one is the right fit for your individual circumstances.

2. Which insurance carriers do you represent?

In order to have the widest possible selection, choose an agent who represents both local and national insurance carriers who offer plans in your area. You are more likely to find a plan that suits your needs.

3. Do you sell Medicare Advantage and Medicare Supplement Plans?

Some agents sell only one or the other. An agent who sells both is better situated to service a variety of clients. Also ask if the agent sells Part D plans and stand-alone vision and hearing plans. An agent who offers more products in their portfolio can provide a one stop shop that meets all of your insurance needs.

4. Do I qualify for financial assistance?

The agent should be able to help you determine if you qualify for state or federal programs that reduce the out of pocket costs associated with your Medicare coverage. If you qualify for Medicaid, ask the agent if they offer dual-eligible Medicare plans designed for people who qualify for both.

5. What should I expect when I meet with you?

An experienced agent will ask you to come prepared with information that is essential to finding the right Medicare plan. This includes a list of your medications, the doctors you see, your preferred hospitals, any chronic health conditions and ongoing treatments, how often you travel out the area, and your budget. They will educate you on your options, how they differ from each other, and what your out of pocket costs will be. They will recommend the best plan based on the information you provide.

When you meet with an agent you should never feel pressured or obligated to buy anything. You should feel comfortable with their personality and communication style since this is someone you hope to build a long term relationship with.