Featured Medicare Agents
CALIFORNIA
JIM KUTZER INSURANCE
Phone: 530-842-1674
Website: https://www.jimkutzerinsurance.com/
SUSAN POLK INSURANCE
Since 1988 they have been helping thousands upon thousands of clients find the best insurance solution based on their needs. They are always informed of the latest health care issues and legislation and are ready to help.
Phone: 805-544-6454
Website: https://susanpolk.com/
CALIFORNIA HEALTH PLANS
Our goal is to provide our clients with affordable health insurance and assist them through the selection process. California Health Plans will make it easy for you to select the best health coverage that is also affordable.
Phone: 866-657-8222
Website: https://www.californiahealthplans.com/
WHINS INSURANCE AGENCY
If you are approaching Medicare eligibility, or are already on Medicare and are confused about what your options are, we can make the process easy. We have extensive experience with Medicare insurance in California.
Phone: 818-233-0825
Website: https://www.whins.com/
How to Find an California Medicare Agent: Five Questions to Ask
There are a lot of factors to consider when choosing a Medicare plan. A local, licensed Medicare agent can save you time and money. They can help you understand your coverage options and avoid any unexpected surprises or costs that come from choosing the wrong plan.
How do you find an agent that is right for you? Here are five questions to ask that can help you make an informed decision:
1. What different types of Medicare plans do you sell?
In order to find a plan that best suits your individual needs, you want to work with an agent who offers a variety of plan options. This includes Medicare Advantage, Medicare Supplement, Part D prescription drug plans, as well as stand-alone dental and vision plans. Some agents also sell hospital indemnity insurance and chronic illness insurance.
2. Which insurance carriers do you work with?
Ideally you want to work with an agent who represents a broad spectrum of local and national insurance carriers. This ensures they can offer you a variety of options increasing the likelihood of finding a plan well suited to your needs.
3. How much experience do you have?
Look for an agent who has experience selling Medicare plans in your state. All agents must be licensed in the state(s) where they sell insurance. They must complete training requirements each year. An experienced agent will be well versed in all aspects of Medicare and can help guide you in making the right decision.
4. Are you available to help me year round?
Most Medicare agents can do more than just help you enroll in the plan of your choice. They offer assistance and ongoing support throughout the year with customer service issues that can arise with your insurance carrier including claims and billing problems. If your situation changes midyear they can see if you qualify for a special enrollment period and help you change plans.
5. How will you help me find the right coverage?
When you meet with an experienced agent, they should do a thorough assessment and take into account your health conditions, your medications, your doctors, your lifestyle such as how often you travel, and your budget to find the Medicare coverage that is right for your individual needs. They can help you determine if you qualify for state or federal programs that help reduce out of pocket costs for medical care and prescriptions.
There are many benefits to working with a local Medicare expert. You will have peace of mind knowing you have a trusted professional in your corner who will advocate on your behalf and help you make the right decisions for your healthcare coverage.