Featured Medicare Agents
ARIZONA
THE INSURANCE LADY
Phone: 602-828-9937
Website: https://www.theinsuranceladyaz.com/
SENIOR HEALTH PLANS LLC
Arizona licensed Medicare Broker since 2007, Ralph Bredahl, represents the top-rated companies with Medicare Plans available, providing the assistance you deserve to make an informed decision about your Medicare needs.
Phone: 602-390-8573
Website: https://azmedicarebroker.com/
LEHRMANGROUP INSURANCE BROKERS
One of Arizona’s oldest and most experienced insurance agencies specializing in the health insurance marketplaces; providing group health insurance plans, Medicare plans, and individual health insurance plans to residents throughout Arizona since 1988.
Phone: 800-600-9663
Website: https://lehrmangroup.com/
INSURANCE PROFESSIONALS OF ARIZONA
Insurance Professionals of Arizona has been in business since 2008, with over 47 years of combined industry experience. We are committed to providing superior customer service and education.
Phone: 480-981-6338
Website: https://www.insuranceproaz.com/
How to Find an Arizona Medicare Agent: Five Questions to Ask
Understanding all your options when choosing a Medicare plan can sometimes feel overwhelming. That’s where a local licensed Medicare agent can help. When you work with a knowledgeable, experienced agent, they will educate you on all your plan options and help you find the coverage that best suits your needs.
Here are five questions to ask an agent to help you determine if they are the right agent for you.
1. What is your experience selling Medicare?
Agent experience is important. All agents must be licensed in their state and must complete continuing education requirements to stay up to date on Medicare’s regulations. Availability of plans, benefits, rules, and exceptions can change every year and can be different from state to state. Look for an agent who has experience selling Medicare products in your local area.
2. What type of Medicare plans do you offer?
Does the agent sell only Medicare Advantage plans or only Medicare Supplement plans? Or do they offer a wide range of products including stand-alone Part D plans, vision, and dental plans? If you qualify for Medicaid, ask if they offer dual-eligible Medicare plans. The larger the agent’s portfolio of plan offerings, the more likely you are to find the Medicare coverage that fits your specific needs.
3. How many insurance carriers do you represent?
The agent should represent a variety of insurance carriers who offer Medicare plans in your area and be able to present you with different plan options to help you find the coverage that is right for you.
4. Do you offer customer service throughout the year?
Other than assisting you with your initial enrollment in a Medicare plan, does the agent offer ongoing support throughout the year? This can include:
- Assisting with customer service issues that can arise with the insurance carrier such as claims processing errors and filing appeals.
- Reviewing your coverage with you every fall during AEP to determine if your plan is still the right fit.
- Helping you change plans mid-year if your circumstances change, and you qualify for a special enrollment period.
- Assisting with medical underwriting if you are considering a Medicare Supplement plan (if underwriting is required).
5. Can you help me determine if I qualify for financial assistance?
Is the agent familiar with state and federal programs that offer financial assistance that can help you with some of the out of pocket costs associated with your medical care and prescription costs if you qualify.
The agent you choose to work with should act as a trusted advisor who will look out for your best interest and be available throughout the year to offer education, guidance, and support.